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Tourist Insurance

If you are a tourist in Panama and have a medical emergency while in the country, you will be covered by a 30-day free health insurance policy.

In Panama we will take care of you as if you were at home. You will be covered for hospitalization and medical expenses reaching up to $7,000 to treat injuries caused by accident or disease contracted in Panamanian territory.

If you have a medical emergency, all you need to do is show your passport upon arrival at the hospital.

The medical emergency will be covered by Axa Assistance, in partnership with Generali, if it occurs within the first 30 days of entering the country.

Limitations and Exclusions:

Pre-existing medical conditions (including pregnancy); nature's phenomenon, extreme sports, suicide; attempt of suicide, insured's participation in crime or other offenses; beneficiaries falling to fulfill the Republic of Panama's migratory laws; accidents, under illegal drugs effects or proven drunkenness, or if accident is caused on account of the insured's fault or serious negligence; situations provoked, caused or produced because of hostilities, actions or was operations or foreign enemy invasion (being the war declared or not) or of civil war, revolution, rebellion, insurrection or other incidents or offenses against the country's internal security or terrorism, insured's participation in crimes or other offenses; death caused by accident on commercial (covered according to the Dirección de Aeronáutica Civil) or private aircraft; loss, material or moral damage and/or loss or profits.

Hospitals that offer coverage with the Tourist Insurance

Panama Province: